DirectorDividends
Calculator 2026 Changes Strategies Knowledge Hub About

Calculate Your Salary & Dividend Strategy

Please enter your details below to generate your personalized tax optimization results.

£
%
£
£
Target cannot exceed Gross Revenue minus Expenses.
£
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Your Optimized Strategy

Trap Warning: Total personal income has triggered the 60% effective tax trap (£100,000–£125,140). Your Personal Allowance is being reduced.

Salary Only ℹ️

Not viable.
Tax Trap Avoided!
Net Take-Home: £0
Effective Tax Rate: 0%

Company Level

Corp Tax: £0
Employer NI: £0
Pension: £0
Retained: £0

Personal Level

Gross Salary: £0
Dividends: £0
Income Tax: £0
Employee NI: £0
Dividend Tax ▼ £0
Basic Rate: £0
Higher Rate: £0
Additional Rate: £0
Student Loan: £0
Total Extracted: £0

Dividends Only

Not viable.
Tax Trap Avoided!
Net Take-Home: £0
Effective Tax Rate: 0%

Company Level

Corp Tax: £0
Employer NI: £0
Pension: £0
Retained: £0

Personal Level

Gross Salary: £0
Dividends: £0
Income Tax: £0
Employee NI: £0
Dividend Tax ▼ £0
Basic Rate: £0
Higher Rate: £0
Additional Rate: £0
Student Loan: £0
Total Extracted: £0

Optimal Split ℹ️

Personal Allowance Taper Active
Not viable.
Tax Trap Avoided!
Net Take-Home: £0
Effective Tax Rate: 0%

Company Level

Corp Tax: £0
Employer NI: £0
Pension: £0
Retained: £0

Personal Level

Gross Salary: £0
Dividends: £0
Income Tax: £0
Employee NI: £0
Dividend Tax ▼ £0
Basic Rate: £0
Higher Rate: £0
Additional Rate: £0
Student Loan: £0
Total Extracted: £0

Strategy Tuning: Pension & Retained Profit

Dynamically shift profit into your pension to improve tax efficiency.

£0
£0
Warning: Standard £60k annual allowance met.
Live Tax Savings: £0

Target met! You have £0 remaining in the company.

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Important Disclaimer: This tool provides estimates for illustrative purposes only and does not constitute professional tax or financial advice. Tax laws are subject to change and individual circumstances vary. Always consult with a qualified accountant before making financial decisions.

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